This document outlines our privacy guidelines, to which you agree by using this site. Regular updates of the privacy policy are completed, requiring you to check back on this policy from time to time. If not otherwise defined herein, capitalized terms have the meaning given to them in the Terms of Use (the “Terms”). Information We Collect: In order to use our Website and some of our Services, you may be required to register and provide us with certain Personal Identifiable Information ("Personal Information"). We also collect Personal Information through your use of the Services generally and from third party websites and services. “Personal Information” means information that can be directly associated with a specific person or entity. Examples of the Personal Information that we may collect from you include name, address, telephone number, e-mail address, credit card number and expiration date, date of birth, and other personal information or information about activities directly linked to a person, such as that person’s location. It is your voluntary decision whether to provide us with any such Personal Information, but if you refuse to provide such information we may not be able to register you or allow certain uses of the Site and/or Services. In addition, when you use the Website certain non-personally identifiable information may be automatically gathered about your IP address, geo-location information, mobile device, browser type, browser language or operating system. We may use third party contractors to collect and aggregate this information. For more information, please see Cookies.
For purposes of compliance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy shall serve as both your initial customer relationship and annual “Privacy Notice” as defined under the GLB Act. If you would like to opt-out from the disclosure of Your personal information to any third-party for marketing purposes, please send an email to [email protected].
If you choose to provide Personal Information, it will be used for and/or shared with trusted third parties for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third party businesses may include, but are not limited to: providers of services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; direct marketing services; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for our sites, but may not be used for their own marketing purposes. You agree that by submitting your information at the site, you agree to receive mobile marketing including, but not limited to, text-message based marketing (“SMS Messages”), from us and our third party affiliates, advertisers and marketers. You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting "STOP" or "OPT-OUT" as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by registering and/or using the website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule. We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails, telemarketing or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. See "Your Opt-Out Rights" below.
In response to subpoenas, court orders, or other legal process or in response to a law enforcement agency’s request; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases we reserve the right to raise or waive any legal objection or right available to us. When we believe it is appropriate to investigate, prevent, or take action regarding illegal or suspected illegal activities; to protect and defend the rights, property, or safety of our company or this website, our customers, or others; and in connection with our Terms and Conditions for the Site, and other agreements. In the event that our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. Collection of Information by Third Parties.
You may opt-out of receiving communications from us and or our third-party associates by not submitting your information. When contacted by any of these third parties, you should notify them directly of your choices regarding their use and sharing of your information and to opt-out of receiving additional offers from them or any other third party with whom we have shared your information. To opt-out from receiving any additional email communications regarding the Site, please send your request in writing via email to [email protected]. Please note that we reserve the right to send you service related communications, including service announcements and administrative messages, relating either to your account or to your transactions on this site, without offering you the opportunity to opt out of receiving them unless you cancel your account.
Q: What Are Cookies?
A: Cookies are text files that a web server places on your computer when you visit a web page. The cookies are used by the website to enable certain functionalities, like keeping you logged in or remembering your settings and displaying information relevant to you.
Q: What kind of information do cookies contain?
A: We use several types of cookies, each containing different information-
Q: How do I turn off cookies?
A: You can stop your browser from accepting cookies by following the instructions detailed below. Note that disabling cookies will prevent you from using certain functionalities of the Website.
Chrome
Firefox
Safari web version & iOS version
Internet Explorer
Correcting or Updating your Information
The Website allows you to view the information you provided during registration and to alter any data, inaccuracies or errors. To request such access, or correct, update, or amend your personal information please contact us at the following e-mail address [email protected].
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services, please contact us at the e-mail address listed above. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Use of the Website by Children
We do not knowingly collect personally identifiable information from children under the age of 18. In the event you become aware that an individual under the age of 18 has enrolled without parental permission, please advise us immediately.